How YUSR Works
Two products. One licensed company. No banks involved.
Cash on Your Car — 4 steps, 52 hours
- 1
Get a free valuation (15 min to first contact, 24 h to value)
Submit your car details on /valuation. A YUSR specialist contacts you within 15 minutes during business hours and gives you a written valuation within 24 hours. You upload Mulkiya, Emirates ID, driving licence, and a 4-month bank statement.
- 2
Vehicle inspection at your location
YUSR sends an inspector to where the car is. Five exterior photos, VIN photo, mileage photo. The inspector also checks the MOI portal to confirm ownership and that the car is not financed or mortgaged.
- 3
Offer and sign three agreements
YUSR sends a written offer: cash amount, monthly rent, buyback price, and term (6 months). If you accept, you sign three documents through Zoho Sign: a Sale and Purchase Agreement, a Rental Agreement, and a Future Repurchase Agreement.
- 4
Cash in your bank, car stays with you
Funds transfer within 4 hours of signing. You keep driving the car. YUSR pays the insurance for the term. You pay the monthly rent, fines, and servicing. At month 6, you pay the buyback price and the title returns to your name.
Rent-to-Own — 4 steps, drive in days
- 1
Pick a vehicle
Browse vetted cars at /cars-in-stock. Every car has been inspected, has clean title, and shows transparent pricing — total price, monthly amount, term, and down payment if any.
- 2
Apply in 10 minutes
Submit Emirates ID, driving licence, and proof of income on /apply. Most applicants get a scoring decision within hours.
- 3
Sign and take delivery
Once approved, you sign the Rent-to-Own agreement and pay the first month plus any deposit. YUSR completes RTA registration and insurance. Delivery within days.
- 4
Pay monthly, own at term end
Pay the same monthly amount through the term. At the end, the car becomes yours. No balloon, no surprise fee.
What you'll need
- UAE Emirates ID (resident or citizen)
- UAE driving licence
- Mulkiya (cash-on-car only — car must be 2022 or newer, registered in your name, not financed)
- 4-month bank statement
- Working UAE mobile number and email
What it costs
Pricing is tailored to your car and chosen at offer stage. YUSR pays the insurance for the term. You pay the monthly rent, fines, and routine servicing.
Rent-to-Own pricing is shown per car on /cars-in-stock — total price, monthly amount, term, deposit. No hidden fees.